How Much Should You Have in Emergency Savings?
Life is unpredictable and it’s likely that at some point in your life you will need to dip into an emergency savings account. Saving for a rainy day is a good practice for any responsible adult. This money can be used for unexpected expenses such as new appliances, repairs to your car, or even as…
Survey Reveals Which States, Gender, and Ages are Spending the Most on Their Homes
Across the country, COVID-19 concerns have Americans staying in. Homes and apartments are getting their fair share of use, and many homeowners are turning to DIY projects and impulse furniture buys to transform their 24/7 space. If you are considering shaking things up at home, you aren’t alone. But, do your home spending habits line…
How Do I Know if I Need a Checking Account?
If you’re new to personal finance and starting to make an income or if you’re looking for a way to manage your money better while keeping it safe, chances are you’ll turn to a checking account. Many Americans find checking accounts essential in the digital era for everyday transactions, withdrawals, payroll, proof of financials, and…
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How Do Checking Accounts Work?
At some point or another everyone must open a checking account, and most people use a checking account as a primary source to manage their funds. Whether it’s direct deposit, online funds transfers, or withdrawing money from an ATM, you need a checking account to perform these tasks. However, many people have questions regarding how…
How to Open a Small Business Bank Account
If you’re just starting a business or you have been in business for years, having a dedicated business bank account is essential. A bank account is critical for all financial matters such as business expenses, employee paychecks, taxes, and more. Why do you need a business account? Opening a separate bank account for business transactions…
How Do Savings Accounts Work?
If you are thinking about starting a savings account, it is most likely a great idea! Savings accounts are a great way to do exactly what they say, “save money.” If you have questions about how or why you should open a savings account, you have come to the right place. This article will walk…
Personal Finance for Main St
When residents of Main St look for news on how the economy is performed that day, it's often reported in terms of how the "Dow" or the S&P 500 performed that day. So what is the Dow? Ditto for the S&P 500?
